Savings Accounts

Regular Savings

This is our basic dividend earning savings account with only a $5.00 minimum balance.

Jump Start Savers Account

No matter how young, it’s great to teach your kids about the value of a dollar. Start building smart saving habits with TFCU’s Jump Start Savers Account.

Club Accounts

Save for the holidays or your next adventure. Our Club accounts are a great way to set your goals and excellent for automatic transfers or payroll deductions.

• Minimum balance required $0.01
• Earn dividends

Money Markets

Earn higher dividends than regular savings.

• A Minimum balance of $1,000.01 is required to open this account and earn dividends.
• Unlimited in-branch transactions.

IRAs

We offer two types of Individual Retirement Accounts (IRA’s) so you can choose the plan that’s right for you.

Traditional or Regular IRAs

• Contributions may be deducted from your federal income taxes
• Your balance and earnings are taxed when you withdraw your funds*

Roth IRAs

• Contributions may be deducted from your federal income taxes
• Allows you a tax-free withdrawal under certain circumstances*

Certificates

Open a share certificate or IRA Certificate for higher annual dividends rates compared to a Savings Account.

• Flexible terms ranging from 180 days to five (5) years
• Low minimum opening deposit
• Longer terms earn higher dividends
• Monthly dividends can be compounded or transferred to another account